Looking for a VA Loan for your next home purchase?
Apply For A Home Mortgage Loan - It's Easy! Fully Qualify in 15 Minutes or Less!
Active service members and veterans qualify for unique mortgage options with VA loans. Purchase your home with no down payment, no mortgage insurance requirements, and the lowest possible interest rates.

Get into your new home sooner with our technology-driven process for applying for a home loan. The process couldn't be simpler!

Ready to Apply? 
LOWEST VA RATES IN THE NATION GUARANTEED!!!
Appraisal PAID FOR ($850 value)!! 

About Zap Mortgage

As a veteran-owned mortgage lending company, Zap Mortgage is proud to assist active-duty military personnel, veterans, and eligible family members with VA loans throughout the U.S. We offer the lowest VA rates along with a rapid application and underwriting process, so you can achieve your goals of homeownership sooner and with fewer hoops to jump through. With a loan from Zap Mortgage, you can enjoy low interest rates, a low down payment (or no down payment at all), and zero requirements for mortgage insurance.

About Zap Mortgage

As a veteran-owned mortgage lending company, Zap Mortgage is proud to assist active-duty military personnel, veterans, and eligible family members with VA loans throughout the U.S. We offer the lowest VA rates along with a rapid application and underwriting process, so you can achieve your goals of homeownership sooner and with fewer hoops to jump through. With a loan from Zap Mortgage, you can enjoy low interest rates, a low down payment (or no down payment at all), and zero requirements for mortgage insurance.

What is a VA Loan?

VA loans are guaranteed by the U.S. government, so they don’t require mortgage insurance, and in some cases, may not even require a down payment. You can take out a VA loan to fund a new home purchase or to refinance for lower monthly payments, or even to take cash out so you can cover large expenses like home remodeling.

Who qualifies?

VA loans are available to most active duty servicemembers, honorably discharged veterans, current and former National Guard or Reserve members, and eligible surviving spouses. In addition to service requirements, you must have sufficient income to qualify for a home loan.

What are the benefits?

For those who qualify, VA loans can provide the most affordable pathway to home ownership. Because they don’t require mortgage insurance, you can save hundreds of dollars annually. In addition, VA loans offer the best interest rates available with fewer qualifying restrictions than conventional loan programs. In some states, property taxes are also waived for military homeowners.

Apply For A Loan Or Connect With One
Of Our Knowledgeable Loan Officers Today

Why work with us?
Too many lenders overlook the next generation of homebuyers. At Zap Mortgage, we’re all about helping millennial homebuyers and other first-timers achieve their dreams of home ownership. Our low rates are only part of how we achieve that goal. We’ve reworked the process of applying for a mortgage to minimize paperwork, expedite loan approval, and recognize your unique situation for your home purchase.
We use innovative technology to make your home buying journey simpler.
Okay, we get it. We may not be the only ones claiming to be the best mortgage lenders for first time buyers. But we are the only ones who back up that claim by embracing technology that supports a simplified loan process and accommodates cryptocurrency. While other lenders may shy away from new wealth strategies, we see them as a unique opportunity to help an even wider range of buyers purchase their homes.
We Believe Everyone Deserves A Home
The mortgage industry is one that generates $4 trillion per year. We believe that it’s only right to funnel some of that money back into our communities. That’s why we give 10% of our profits back to Mary’s Home Dream Centers that help put families into homes across the nation. Every loan you purchase will help a homeless women and children have a home! 

Don't just take our word for it!

Hear What Our Customers Have To Say...

"Anthony was fabulous to work with! He is an A+++ in our book. His laid-back approach worked well for both my husband's and my personality. Although hesitant at first to work with someone recommended by Zillow, it turned out to be the best decision for us. We lived out of town and Anthony initially met both of us via a FaceTime meeting. Fascinating since the last home we purchased was 18 yrs ago. Once negotiations began, we felt that Anthony was in our corner, right through to closing. I would absolutely recommend Anthony to anyone interested in finding a home. He is a 10-star rating!"
~ Diane L. 
"This man taught me so much when he helped me get my first home. It was a last-minute buy as we were flying back home the same day the listing popped up. Tell me how this man got me this home for asking price when there were many other offers. I owe a lot to him, and he is one of the most motivated people I've ever met. He clearly loves to help people and has volunteered his time on multiple occasions to help me when I'm lost. Very fast responses every single time."
~ Jake L.
"Very responsive! Straight forward with guidance on the whole process. Qualified faster than expected! Lowest rates by far. "
~ Judy C.
"Trustworthy and honest. I would definitely use Zap Mortgage services in the future. "
~ Seth L.
"Anthony was great and vigilant and got me into my first home a few months ago. I would recommend Zap Mortgage to anyone looking for a home. "
~ Ricardo W.
"Wonderful service! Very quick and responsive! Knowledgeable and helpful throughout the whole process. We highly recommend Zap! "
~ Kimberly C.
"Zap Mortgage is hands down the best mortgage company to work with in Colorado Springs! I fortunately found them on Trulia, and I had a great experience. Anthony is super responsive and professional, pre-qualified me in 10 minutes and helped me get the home in a very competitive market. Anthony was also very patient, working with me through a second offer I put in after I changed my mind on a house. I cannot recommend Anthony highly enough! "
~ Holly S.
"Anthony and Rebecka were wonderful to work with! Anthony’s team made this such a smooth process for us as first time homeowners. I highly recommend working with them! "
~ Joann P.
Have questions? 
© 2021 Zap Mortgage™ All Rights Reserved
13395 Voyager Pkwy Suite 130-195
Colorado Springs, CO 80921
1-800-ZAP-6316
Effective Date: February 1, 2022. This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property, evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Approvals are subject to market conditions. Zap Mortgage is not acting on behalf of or at the direction of HUD/FHA/VA, Department of Veteran Affairs, or the Federal Government. Zap Mortgage is approved to participate in FHA and VA loan programs, but the products and services provided by Zap Mortgage are not coming directly from HUD, FHA, VA, Department of Veterans Affairs, or the Federal Government. Zap Mortgage NMLS #2128736 is an Equal Opportunity Lender and Equal Housing Lender. WE ARE NOT DIRECTLY ENDORSED BY THE DEPARTMENT OF VETERAN AFFAIR (VA) OR FEDERAL HOUSING ADMINNISTRATION (FHA). WE ARE NOT A GOVERNMENT AGENCY.

CORPORATE INFO
ZAP MORTGAGE | NMLS #2128736 | 13395 Voyager Pkwy STE 130-194 | Colorado Springs, CO 80921
Email: info@zapmortgage.com | Phone: 1-800-ZAP-6316
© 2021 Zap Mortgage™ All Rights Reserved
13395 Voyager Pkwy Suite 130-195
Colorado Springs, CO 80921
Effective Date: June 1, 2022. This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property, evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Approvals are subject to market conditions. Zap Mortgage is not acting on behalf of or at the direction of HUD/FHA/VA, Department of Veteran Affairs, or the Federal Government. Zap Mortgage is approved to participate in FHA and VA loan programs, but the products and services provided by Zap Mortgage are not coming directly from HUD, FHA, VA, Department of Veterans Affairs, or the Federal Government. Zap Mortgage NMLS #2128736 is an Equal Opportunity Lender and Equal Housing Lender. WE ARE NOT DIRECTLY ENDORSED BY THE DEPARTMENT OF VETERAN AFFAIR (VA) OR FEDERAL HOUSING ADMINNISTRATION (FHA). WE ARE NOT A GOVERNMENT AGENCY.

CORPORATE INFO
ZAP MORTGAGE | NMLS #2128736 | 13395 Voyager Pkwy STE 130-194 | Colorado Springs, CO 80921
Email: info@zapmortgage.com | Phone: 1-800-ZAP-6316